TERMS AND CONDITIONS OF USE
1.1 Welcome to Wizerdigital.co.uk. This site is owned and operated by FIUK.com Limited (“we”, “us” or “our”) and it’s the place where Chris Needham, the owner, tells you all he knows about how to avoid the problems and pitfalls that come with finding and hiring a good web design and digital marketing agency, freelancer or employee in an oversaturated, highly confusing and competitive industry.
1.2 PLEASE READ THESE TERMS AND CONDITIONS OF USE (“Terms”) BEFORE USING OUR SITE. By using our site you are agreeing to be bound by these Terms. If you don’t wish to be bound by what you read below, you shouldn’t use Wizerdigital.co.uk.
1.3 We may make changes to these Terms at any time. We will let you know what these changes are by posting them to this page, but is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our site after the posting of changes to these Terms, it means that you accept any such changes.
- What we do
2.1 This site is all about sharing information on saving money and making the right decisions on all things digital. We provide regularly updated general information, digital agency guides and best buy advice to be used as a great starting point for your further research into what suits your particular web design and digital marketing requirements.
- What we don’t do
3.1 The information we provide does not address your individual requirements. In particular, our information does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Given that the impact of any information expressed on our site can vary widely based on your particular circumstances, you should always carry out your own research into the product that is of interest to you.
5.1 Our site does include details on, or links through to information provided by other websites. We don’t control the accuracy or completeness of that information. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do purchase products or services from another website please read their contract carefully before deciding to buy. Remember, your contract for those products or services will be with them, not us.
5.2 When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not ours, so please read the privacy policies of each and every such website before using them!
5.3 We do not add links or recommend agencies that result in Wizer Digital earning a commission or receiving a fee for their submission on our website, as our About Us section makes clear, our independence is paramount to us.
5.4 Some links will take you to the sites of insurers or insurance intermediaries. Pages with such links are hosted by us on behalf of Martin Lewis.
- Our content
6.1 All of the content on our site is owned by us or our licensors and is protected by UK and international copyright laws.
6.2 The content on our site includes any information or other material found on wizerdigital.co.uk, including chat forums, articles, databases, graphics, software and all other features of our site. You are allowed to use our content for personal, non-commercial use only. You may make one copy of extracts from this site on any single computer for personal, individual use only, provided that all copyright and proprietary notices are kept intact. Apart from that, none of our content may be republished, posted, transmitted, stored, sold, distributed or modified without our prior written consent.
- Your content
7.1 Just so that you know, you own any copyright in the text that you post to our chat forums. However, when you post text, you expressly grant us a perpetual, unlimited free license to republish that text on our site and to redistribute/make available and/or sell that text in print or electronic form any where in the world as part of an edited compilation or otherwise.
- Disclaimer of warranties and liability
8.1 We provide our site in good faith but we can’t and don’t warrant the completeness, truth or accuracy of the information or other content or postings found on our site, or their usefulness for any particular purpose. You acknowledge and agree that you bear full responsibility for your own research and decisions and that we shall not be liable for any action that you or others take or don’t take based on your use of or reliance on information provided by us or other users of this Site.
8.2 We don’t promise that your access to our site, or its content will be delivered uninterrupted, timely or error-free, or that the site will be free from viruses or other harmful properties. It is your responsibility to implement satisfactory safeguards and procedures to make sure any files you obtain through our site are free from such contaminations or other harmful properties.
8.3 The effect of what is set out here is that you agree that under no circumstances will we be held liable for any direct, indirect, incidental or other type loss or injury resulting from your use, or downloading of any content on our site.
- Chat Forum/Message Board/Comms with other users
9.1 We encourage debate and the sharing of information between our users. However, we do require that your use of our chat forums and any other communication systems that we provide is lawful.
9.2 You may not use the chat forums or any of our comms systems for any illegal purpose and in particular you will not:
9.2.1 post or transmit material that infringes the intellectual property rights or other rights of others or post or transmit any material that is unlawful, obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any other person as determined by us in our sole discretion;
9.2.2 post or transmit advertisements for or solicitations of business;
9.2.3 after receiving a warning, continue to disrupt the normal flow of dialogue, or post or transmit comments that are not related to the topic being discussed;
9.2.4 post or transmit chain letters or pyramid schemes;
9.2.5 impersonate another person;
9.2.6 post or transmit any files containing viruses or other harmful computer code;
9.2.7 harvest or otherwise collect or use information about others, including e-mail addresses, without their explicit consent;
9.2.8 allow any other person or entity to use your identification for posting or viewing comments or for communicating with other users;
9.2.9 post the same note more than once or “spam”; or
9.2.10 engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our site, or which, in our judgment, exposes us to any liability or detriment of any type.
9.3 Please note that any posting of information in these forums is the opinion of the person posting only and in no way reflects our opinions or attitudes.. Although we believe we have an amazing chat forum with a huge wealth of information of benefit to many users, you must remember that we operate an open forum and sometimes messages are posted that are misleading, deceptive, or downright wrong. You should not therefore rely on information being accurate or complete. If you do , you do so at your own risk.
9.4 We don’t monitor the use of the chat forums or our comms systems, so we do rely on you to inform us if you spot any abuse or inappropriate behaviour, in which case we will review specific postings. If you feel you have been threatened, damaged or abused in our chat forums or via our comms systems that we operate or if you believe any infringement of your rights may have occurred through our site please contact us.
9.5 We reserve the right (but we are not obliged) to do any or all of the following:-
9.5.1 record the communications in chat forums and comms systems.
9.5.2 investigate a claim that any one or more communication does not conform to the terms of this clause 9 and determine in our sole discretion to remove or request the removal of the communication(s).
9.5.3 remove without notice communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms.
9.5.4 terminate a user’s access to post messages to any or all of these areas
9.5.5 monitor, edit, or disclose any communication in these areas.
9.5.6 edit or remove any communication(s) posted on our website, regardless of whether such communication(s) breaches these Terms.
10.1 You agree to indemnify, defend and hold harmless us, our directors, officers, employees and licensors from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of any material that you post or transmit on our communication forums or via our comms systems, any actions you take which disrupt access to and/or functioning of our site or any breach by you of your obligations under these Terms.
11.1 If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.
11.2 This site is directed to users in England and Wales only unless otherwise specified for specific items posted on this site. These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.
13 Contact us
This site is owned and operated by
Brooklawn, 12 Littleworth Road, Esher, Surrey, KT10 9PD
Registered in England & Wales with number 05096433
If you have any questions about our site or these Terms and Conditions, please contact us.